Zebfin
Private finance on Zcash

Run your team's money without publishing it.

Payroll, treasury and books for startups, small businesses and grant programs, or just for you. On public chains your salaries, balances and vendors are visible to anyone. On Zebfin they're shielded on chain and encrypted off it.

  • ๐Ÿ›ก๏ธ Shielded on Zcash
  • ๐Ÿ” End-to-end encrypted
  • ๐Ÿ”‘ Passkeys, no passwords
  • ๐Ÿงพ Books & exports

ZEBFIN

Nobody can see our payroll. I love it here.

Privacy

Public chain vs. Zebfin

What the world can see about your organization's money.

  • Who you pay and how much

    ๐Ÿ‘€ Public chain: Public to anyone

    ๐Ÿ”’ Zebfin: Encrypted on chain

  • Each person's salary

    ๐Ÿ‘€ Public chain: Visible to every employee

    ๐Ÿ”’ Zebfin: Only in their own wallet

  • Team size from payroll

    ๐Ÿ‘€ Public chain: Count the outputs

    ๐Ÿ”’ Zebfin: Padded to buckets of 8

  • Treasury balance

    ๐Ÿ‘€ Public chain: Public

    ๐Ÿ”’ Zebfin: Shielded

  • Your books and contributor list

    ๐Ÿ‘€ Public chain: On a vendor's server

    ๐Ÿ”’ Zebfin: Encrypted in your browser

  • Sealed bids

    ๐Ÿ‘€ Public chain: Readable by the organizer

    ๐Ÿ”’ Zebfin: Committed; unreadable until close

Features

One app, five modules

Everything a small team needs to pay people and keep the books, privately.

๐Ÿ’ธ Payroll

One shielded transaction pays everyone; payslips ride in encrypted memos. USD salaries at a locked rate.

๐Ÿฆ Treasury

Payment requests, spending policy, payee book, invoices with QR codes, scoped auditor links.

๐Ÿ“’ Books

A ledger built in your browser from your viewing keys. Reconciliation, reports, QuickBooks/Xero exports.

๐Ÿ’– Kudos

Teammates thank each other with small amounts. Leaderboards count; nobody sees anyone else's amounts.

๐Ÿ”จ Auctions

Sealed-bid procurement and sales with on-chain commit-reveal. Anyone can bid from a link with any shielded wallet.

๐Ÿ“… Pay day reminders

Set a monthly pay day. Zeb reminds your approvers and fills in the run; your passkeys still sign it.

How it works

From request to shielded payment

  1. 1

    Passkey, not passwords

    Your passkey unlocks an organization key generated in your browser. We never see it.

  2. 2

    Request and approve

    Anyone requests a payment; approvers approve with their passkeys under your spending policy.

  3. 3

    Sign on your device

    Our server builds and proves the transaction with a view-only key. Only an approver's device can sign.

  4. 4

    Shielded on Zcash

    The payment goes out as an Orchard-protocol shielded transaction at a randomized time.

Meet Zeb

A treasury pet that reacts to your books

Zeb's mood comes from your real finances: balances, approvals, pay days and payments.

Egg

No treasury yet

Hungry

Balance is empty

Pay day

Payroll is due

Busy

Payments need approval

Unwell

A payment failed

Party

A payment just confirmed

Ready to hatch your workspace?

Takes a minute: pick personal or team, create a passkey, save your recovery kit. Everything runs on Zcash testnet.